Loan
A loan is a financial arrangement in which one party, typically a lender such as a bank or financial institution, provides funds or assets to another party, known as the borrower.The borrower agrees to repay the loan amount over time, usually with interest, according to specified terms and conditions.
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Loans are fundamental to the functioning of the financial system, providing individuals and businesses with access to capital for various purposes. However, it's crucial for borrowers to understand the terms of the loan and their repayment obligations to manage debt responsibly.
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